Visa® Signature Rewards Credit Card

The credit card is an essential personal banking tool - and there is no better card than ours. The Seattle Bank Signature Rewards card offers competitive rates, the richest rewards, and exclusive Visa Signature privileges... all with no annual fee.*

Special Offer!

• 0.00% APR for first six billing cycles on purchases and balance transfers. After that, a variable purchase and balance transfer APR currently 9.99% - 20.99%*

Basic Good Stuff

• No annual fee*
• Unlimited 1% cash back* or gift certificate and merchandise rewards
• Roundtrip airline tickets begin at 25,000 points
• Travel on any airline without frequent flyer program restrictions

Added Benefits

• Double manufacturer warranties (up to one year) on items purchased with the card
• Automatic auto rental insurance coverage
• Travel assistance to replace lost tickets, obtain medical and legal referrals
• Travel accident insurance up to $1,000,000
• Verified by Visa protection against fraud
• Special in-store and online offers from major retailers
• Complimentary concierge available 24/7 to help with dining reservations, travel arrangements, and personal services
• Visa Zero Liability--cardmember not liable for fraudulent purchases when card is lost or stolen (limitations and restrictions apply)

* The Small Print

The creditor, issuer and service provider of your Credit Card is Elan Financial Services. 0.00% Introductory APR for the first 6 billing cycles. After that, your APR for Purchases and Balance Transfers will be 9.99%- 20.99% (depending on your credit history). The variable APR for Cash Advances is 23.99%. Cash Advance fee: 4%, $10 minimum. Convenience Check fee: 4%, $10 minimum, Cash Equivalent fee: 4%, $20 minimum. Balance Transfer fee of 3%, $5 minimum for first 6 billing cycles, after that 4%, $10 minimum . There is a $2 minimum finance charge where interest is due. There is no annual fee. Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% for each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. Penalty Fees: Up to $35 for Late and Returned Payment. We may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law. This information is accurate as of 01/2011 and is subject to change after this date. For current information, please contact Elan Financial Services at P.O. Box 6354 Fargo, ND 58125-6354 or call us at 1-866-234-4691 (TDD 1-888-352-6455) for any changes.