Phone: (800) 643-6610

Government-Insured Loans

There are loan programs that provide federal assistance so more Americans can become homeowners. They are typically easier to qualify for if the borrower meets the conditions of the program, and they provide favorable loan terms, such as lower down payments.

FHA Loans

With the security of a government-insured loan by the Federal Housing Administration (FHA), you can purchase a home with as little as 3.5% down or complete a cash out refinance up to 85% of your home's value. Other FHA Loan features include:

Available in fixed-rate or adjustable-rate
Lower down payment
Does not require purchase of separate private mortgage insurance (PMI)
Can be secured even if credit scores and income fall below traditional measures

Learn more about this program and contact a Seattle Mortgage Company branch today.

VA Loans

VA loans are guaranteed by the U.S. Department of Veterans Affairs. They are designed to assist our nation's veterans and active service members to obtain home loans with favorable terms.

Typically require no down payment
Minimal closing costs
Available to veterans and active military service members

Learn more about this program and contact a Seattle Mortgage Company branch today.

Guaranteed Rural Housing

The USDA Rural Housing program enables a borrower to purchase a home with no money down. You must meet certain income guidelines and the property must be located in an eligible Rural Housing Zone.

No down payment
Fixed-rate mortgages
Loans available up to 102% of appraised value or sale price

Learn more about this program and contact a Seattle Mortgage Company branch today.