Free Checking

Our free checking is a no-strings-attached account that comes with several complimentary services, nationwide access to free ATMS, and unlimited transactions- all without a monthly service fee.

  • No monthly service charge
  • No minimum balance requirements, other than the initial deposit to open the account
  • Surcharge-free ATM access, nationwide (service fees charged by non-MoneyPass® ATMs rebated nightly)
  • Unlimited transactions
  • Free Visa® debit rewards card
  • Mobile banking with mobile deposit
  • Free online banking & bill pay
  • Free eStatements
  • Overdraft protection available (from a Seattle Bank savings account, money market, or line of credit)
  • $100 minimum deposit to open

Premier Checking

Earn extra income as you run your errands. Our Premier Checking account pays competitive interest on your entire balance, with better rates for bigger balances.

  • Tiered interest rates; higher balances earn higher rates
  • Interest compounded daily and credited monthly
  • Avoid $10 service charge by maintaining $1,000 daily balance
  • Surcharge-free ATM access, nationwide (service fees charged by non-MoneyPass® ATMs rebated nightly)
  • Free first order of Seattle Bank personal checks
  • Free Visa® debit rewards card
  • Mobile banking with mobile deposit
  • Free online banking & bill pay
  • Free eStatements
  • Overdraft protection available (from a Seattle Bank savings account, money market, or line of credit)
  • $100 minimum deposit to open

Family Savings

Improve your family’s finances with one convenient solution. This innovative account pays interest based on the aggregate balances of Seattle Bank accounts opened by members of your family.1

  • The average daily balance of all accounts opened by family members will determine your family's rate tier, whether the individual account balances are large or small; each Family Savings Account will earn interest at that rate1
  • Individual accounts will never be combined
  • Other Seattle Bank accounts, including checking, money market, CDs, and some business accounts, can also be used to help you earn more interest on your Family Savings Account
  • Interest compounded and credited monthly
  • No monthly service fee
  • No minimum balance requirements, other than the initial deposit to open the account
  • Can be used as overdraft protection on a Seattle Bank checking account
  • Limited to six pre-authorized or electronic transfers per month (includes online banking and telephone transfers); excess withdrawals subject to $3 fee per item
  • Unlimited ATM and in-person withdrawals
  • $100 minimum deposit to open

Money Market Account

Increase your earning potential — without sacrificing liquidity. Interest tiers reward higher balances with higher rates, while direct check writing provides easy access to your extra income.

  • Tiered interest rates; higher balances earn higher rates
  • Interest compounded daily, paid monthly
  • Avoid monthly $5 service charge by maintaining $1,000 daily balance
  • Limited to six (6) debit items (includes checks, online banking, and telephone transfers) per month; excess withdrawals subject to $10 fee per item
  • Unlimited in-person and ATM withdrawals
  • Free online banking
  • Free eStatements
  • Can be used as overdraft protection on a Seattle Bank checking account
  • $1,000 minimum deposit to open

Certificates of Deposit (CD)

Get a guaranteed return on your next investment. Our certificates of deposit let you earn a fixed interest rate for the length of your term — the longer your term, the better your rate.2

  • Interest rate is fixed for duration of term2
  • Interest compounded daily, paid quarterly
  • Interest payment options: deposited to a Seattle Bank checking or savings account, or reinvested in the CD
  • Terms range from 3 months to 5 years
  • Automatic renewal unless instructed otherwise
  • Penalty assessed for early withdrawal
  • Credited interest can be withdrawn without penalty
  • $1,000 minimum deposit to open; $300 if opened for a minor (someone less than 18 years old)

Individual Retirement Accounts (IRAs)

Fund your future plans with a Seattle Bank IRA. Competitive interest and tax benefits3 help you make the most of your money. Choose between traditional and Roth options to pick the best plan for your goals.

  • Competitive interest above standard savings rates
  • Traditional and Roth IRA options available
  • Tax advantages to build your balance3
  • No setup or closing fees
  • No annual maintenance or plan fees
  • $5,500 contribution limit per year
  • Additional $1,000 "catch-up" contribution allowed for ages 50+
  • Funds can be used to invest in money market accounts or certificates of deposit within IRA
  • No minimum deposit to open
1Each month, we count the average daily balances of each savings, time deposit, money market, CD, and checking account opened by participating family members (spouse, father, mother, son, daughter, brother, sister, grandparent, grandchild, in-laws, aunt, uncle, cousin or members of a household) including business accounts owned by the primary individual or family together to determine the rate tier for each Family Savings Account in the family's plan.
2Interest is compounded daily and credited to the account quarterly on Certificates of Deposit accounts. The Annual Percentage Yield (APY) calculated assumes interest remains on deposit until maturity. Flex Rate CDs allow one rate increase per term to current posted rates. An early withdrawal penalty may be imposed if funds are withdrawn prior to maturity. Refer to account disclosures for additional terms and conditions. $500 minimum opening deposit on IRAs.
3Consult a tax advisor.