Seattle Bank's Personal Interest Checking combines convenience with competitive interest. Keep your spending money safe, easily manage your accounts with digital banking, and gain some extra spending money with our competitive interest rates — all as you thrive in life.


  • No monthly service charge
  • No minimum balance requirements, other than the initial deposit to open the account
  • Interest compounded daily and credited monthly
  • Surcharge-free ATM access, nationwide (fees charged by non-MoneyPass® ATMs rebated nightly)
  • Free basic Seattle Bank personal checks
  • Free Visa® Debit Rewards Card
  • Free digital banking services, including:
    • Free online banking and bill pay
    • Free mobile banking with mobile deposit
    • Free eStatements
  • Overdraft protection available (from a Seattle Bank savings account, money market, or line of credit)
  • $100 minimum deposit to open