Seattle Bank's Personal Interest Checking combines convenience with competitive interest. Keep your spending money safe, easily manage your accounts with digital banking, and gain some extra spending money with our competitive interest rates — all as you thrive in life.

View our current rates.

Account Details

  • No monthly service charge
  • No minimum balance requirements, other than the initial deposit to open the account
  • Interest compounded daily and credited monthly
  • Surcharge-free ATM access, nationwide (fees charged by non-MoneyPass® ATMs rebated nightly)
  • Basic Seattle Bank personal checks (no charge)
  • Visa® Debit Card with option to enroll in Dream Points Rewards Program
  • Complimentary digital banking services, including:
    • Online banking and bill pay
    • Mobile banking with mobile deposit
    • eStatements
  • Overdraft protection available (from a Seattle Bank savings account, money market, or line of credit)
  • $100 minimum deposit to open

Visa® Debit Card Details

Get the most out of your Seattle Bank Visa® Debit Card! From debit card controls to touchless payment, using your debit card has never been more secure or convenient.

  • Access debit card controls via mobile or online banking account to lock and unlock your card if it's been temporarily misplaced
  • Utilize touchless payment at checkout via the tap-to-pay functionality or by adding your debit card to your mobile wallet or Google Pay app
  • Enroll in Dream Points Rewards Program to earn points on signature-based transactions, then redeem for rewards, like cash back, gift cards, travel, and more.