Get Paid Up To 2 Days Early* With Early Pay
Your time matters. We believe waiting around for payday shouldn't slow you down. Introducing Early Pay, designed with you in mind. Get paid and access your funds up to two (2) days early* with faster direct deposits, so you can get back to the things in life that ARE worth waiting for.
How Early Pay Direct Deposit Works
- Seattle Bank receives your deposits from the sender (i.e. employer, government agency, or recurring sender).
- These deposits are sometimes received in advance of the expected date.
- Seattle Bank posts the deposits to your checking account up to two (2) days earlier* than most other banks.
- The funds are in your account and ready to use!
*Early Pay direct deposit availability is subject to the type of payment received and the timing of the payment file submission. Availability and timing of Early Pay direct deposit may vary from pay period to pay period. Seattle Bank is not responsible for non-sufficient funds (NSF) fees or penalties resulting from transactions in advance of an anticipated early ACH credit posting. Fraud prevention restrictions may apply.
Frequently Asked Questions
If you have any other questions, please reach out for support at (206) 281-1500 or [email protected].
Why did Seattle Bank adopt Early Pay?
As a digitally driven boutique bank, Seattle Bank is dedicated to adopting the tools and technologies that give you more insight and financial control over your banking experience.
How can I set up Early Pay direct deposit?
Early Pay is an added benefit for Seattle Bank clients – no set up is required! When you open a Seattle Bank checking account and set up direct deposit, Early Pay direct deposit is an automatic feature. For new and existing checking accounts, qualified deposits will post to your account up to two (2) days early*.
Will my direct deposits always arrive two days early?
It depends. You might receive your direct deposit early or on your regularly scheduled payday. Early Pay direct deposit availability is subject to various factors including:
- The type of payment received
- The timing of the payment file submission
- Payroll system issues from your payor
Timing of direct deposits may vary from pay period to pay period. Seattle Bank is not responsible for NSF fees or penalties resulting from transactions in advance of an anticipated early ACH credit posting.
What types of deposits will I be able to receive early?
Deposits that are available to be accessed early include payroll, retirement, social security, and re-occurring deposits.
Do holidays affect my direct deposit?
Holidays may affect the timing and availability of deposits. Check with your employer or government agency on their deposit policy.